Valley Track is committed to working with victims of human trafficking by providing a dedicated process to remove and/or block adverse items of information from your report. We comply with the Consumer Financial Protection Bureau’s (CFPB) rule to assist those who are victims of human trafficking.
How to Request a Block of Information in Your Background Report
The Fair Credit Reporting Act (FCRA) requires the following information from any person requesting a block of information on their background check:
1. Provide Proof of Identity
Proof of identity can be established in one of two ways:
- Consumer File Match: Provide your full name (first, middle, last, including suffix), any previously used names, full mailing address, full social security number and/or date of birth.
- Additional Proof of Identity: If the above is not available, then the following may be provided: Copies of government issued identification documents, utility bills with your name on it, and/or other methods of your identity, which may include answering questions to which only you would be expected to know the answer.
2. Provide Trafficking Documentation
You are required to provide an acceptable Victim Determination statement, which is a document that contains a determination of human trafficking, made by either:
- A Federal, State, or Tribal governmental entity.
- A decision of Court of competent jurisdiction establishing Trafficking, including papers filed in the case.
- A non-governmental organization or human trafficking task force, including victim service providers affiliated with these entities and authorized by a Federal, State or Tribal government entity; or
- A self-attestation by you that identifies you as a victim of trafficking that is signed or certified by a Federal, State or Tribal government entity, court of competent jurisdiction, or an authorized representative of these entities.
3. Identify Adverse Information
Provide the specific items of information in your consumer report that identifies items of adverse information that should not be furnished by a consumer reporting agency because the items are a result of human trafficking. If need be, we can provide you with our last report on you. It may be that we have never provided a report on you. If so, we will inform you that we have no information to block.
You may submit these documents via email to: info@valleytrack.com or by mail to:
Valley Track, LLC.
PO Box 41058
San Jose, CA 95160
If you have any questions you can reach us at 408-626-8772.
Once we receive your request to block, the objectionable information will be blocked within 4 days. If you provide the required information within 25 days, the block will be permanently blocked. If you do not provide the information, the block will be removed. If you disagree with the lifting of the block you may contact the Consumer Financial Protection Bureau at www.consumerfinance.gov/complaint.
